Postgraduate (MA/MSc & PhD) Students

Postgraduate (MA/MSc & PhD) Students


Postgraduate Loans

From September 2016 loans are available from Student Finance England to support Postgraduate study.

  • Students must be studying a taught or research postgraduate course, worth 180 credits, leading to a Masters qualification.
  • Full time courses must last no longer than two years and part time ones no longer than four years.
  • Applicants must be under age 60, normally live in England and not have studied a Masters degree or PhD before.
  • Scottish, Welsh or Northern Irish students must have lived in England for at least three years for reasons other than study and EU students must have lived in the EU for at least three years for reasons other than study.
  • International students are not eligible for the Postgraduate Loan unless they have the right to reside permanently in the UK, for example if they have been granted refugee status.
  • Postgraduate Loans do not depend upon household income and applicants whose course starts on or after the 1st of August 2017 can apply for up to £10,280 as a contribution towards course and living costs.
  • If you are studying for 2, 3 or 4 academic years, the loan will be divided equally across each year of your course. Each year’s amount will be paid in three instalments.
  • Where appropriate the Department for Work and Pensions will count 30% of the Postgraduate Loan as income in the calculation of means tested benefits.
  • Loans will be repaid concurrently with the undergraduate loan, at a rate of 6% on earnings over £21,000. Repayments will not begin for any student until 2019 although voluntary early repayments can be made. After 2019, students will repay the loan from the April after they graduate. Interest rates are set at Retail Prices Index (RPI) + 3%. This means that the interest charged will be the current RPI percentage, plus an additional 3%. Interest will begin accruing as soon as the first payment is made to the student by the Student Loans Company.

For further information about Postgraduate Loans and to make an application visit:


Studentships and Research Grants

Studentships and research grants are available from Research Councils, such as the Arts and Humanities Research Council, and various educational charities. Click on links to left of this page for further information.


Professional and Career Development Loans (PCDL)

Professional and Career Development Loans (PCDL) are available to eligible students on vocational courses who have limited or no other financial support. 

A PCDL is a deferred repayment bank loan of up to £10,000 through the Cooperative bank. The amount covers two years of postgraduate study or three if your course includes a year of work experience. Repayments start one month after the period of the loan.

For more information telephone the National Careers Service on 0800 100 900 or visit


Postgraduate funding for Social Work Students

Postgraduate funding for Social Work students is explained on the Social Work Students page of this website.


Extra Financial Help For Students




  • All former University of Worcester graduates who have successfully completed a BA or BSc award and then move on to a full-time Masters course at Worcester receive a 10% discount on their tuition fees.
  • Applicants with any gap in study of more than two years are advised to talk to the University finance office to confirm their eligibility to receive the discount.
  • Students are entitled to one discount only, and cannot combine this discount with any other.
  • International postgraduate students cannot receive this discount in addition to the discount for early payment of fees.

Masters Study

For MA/MSc courses, fees for 2017/18 will be £5,150 for full-time students and £600 per 20 credit module for part-time study. However, there are set fees for particular Masters courses that differ from this.

Research Degrees

For MPhil/PhD study, fees for 2017/18 will be £4,195 for full-time students and £2,098 per annum for part-time study.